As life changes, so should your life insurance. Your well-being is secure.
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Offer valid until 30 September 2025!
Sènia del Barral 63
17310 Lloret de Mar
+34 972 367 436
Sunday & Monday : CLOSED
17310 Lloret de Mar
Sunday & Monday : CLOSED
Discover our special offers with exclusive discounts. At Gabinet Senia Associats, we are Exclusive Agents for MGS Seguros
MGS universal life: If life changes, your life insurance should too. Your well-being is assured.
Protecting your family’s future is a priority. As Exclusive MGS Seguros Agents, we understand the importance of financial stability.
Our universal life insurance is specifically designed for those who are a fundamental financial pillar in their households.
In the event of any unforeseen circumstance, such as total disability or death, we guarantee the economic security of your loved ones, maintaining your standard of living without disruption.
This flexible life insurance adapts to your specific needs. You can extend coverage for accidents or road traffic accidents, add a guaranteed monthly income, or even a hospitalisation subsidy.
Furthermore, for your peace of mind, we include an international second medical opinion service, offering you the support of global specialists for any significant diagnosis.
That’s a good question! The truth is, it’s not always necessary. You only need a medical exam for your life insurance if the capital you wish to insure goes over a certain limit, which depends on your age. We want the process to be as fast as possible for you, whether you’re in Lloret de Mar or any other town in Catalonia, Spain.
A considerable advantage! By choosing a joint life insurance policy that includes your spouse, you both automatically benefit from an exclusive 10% discount. It’s an excellent way to protect your family while optimising your investment. When thinking about your household’s financial security, this option is key.
Absolutely. Given the nature of a life insurance policy, death coverage for any cause is an essential guarantee. This fundamental clause ensures protection and financial support for your loved ones during the most difficult times. In our mission to offer you the best peace of mind, this coverage is the cornerstone of any life policy.
Protect Your Future: MGS Universal Accident Insurance
As exclusive agents for MGS Seguros, we understand that your peace of mind and that of your family are of the utmost importance.
That’s why we’re pleased to present the MGS Universal Accident Insurance, a robust solution designed to protect you against any unexpected events. This policy provides you with the financial security you need to face the future, both in the short and long term, should you suffer an unexpected accident.
Who is MGS Universal Accident Insurance for?
This insurance is ideal for freelancers, independent professionals, and anyone who isn’t covered by the general Social Security system.
It’s also a smart choice for those whose professional activities expose them to a higher risk of accidents—for example, in Lloret de Mar or any other location their work takes them. We want you to feel supported, no matter where you are or what your occupation is.
That’s an excellent question for any motorcycle enthusiast! If you’re over 27, your insurance policy already includes motorcycle accident cover automatically.
If you’re not quite 27 yet, don’t worry, we can still add it. We’d just need to specify it on your policy, and there would be a small additional premium. That way, you’ll be covered on your rides in Lloret de Mar, the Costa Brava, and beyond.
Of course! This cover is specifically designed for you, the self-employed worker. We know how important it is to protect your income in the event of a temporary disability that could affect your ability to work.
If you are an employee, you can also benefit. You can insure up to €20 a day, which is ideal for compensating for those salary differences that sometimes occur during sick leave or for covering extra income from productivity or overtime. This amount will also help you deal with the additional expenses that arise when you are on sick leave, whether you live in Catalonia or the rest of Spain.
When you take out this cover, we offer you robust protection. In the event of absolute disability, the sum insured increases by 50% on top of the base value for partial disability. And if it’s a case of severe disability, the increase is a whopping 100%! We want you to feel secure, knowing you have the necessary financial support in difficult situations.
We understand your concern. A myocardial infarction doesn’t always fit the definition of an accident under the Insurance Contract Act. Therefore, for it to be covered, it’s essential that we’ve explicitly included it in your policy. To do this, you would have needed to complete a specific health questionnaire at the time you took out your insurance.
If you have this cover, your policy will include an indemnity for death or, if you also took out the cover, for absolute permanent invalidity. We want to be transparent and clear about all the conditions of your insurance.
Our product, MGS Universal Accidents, is designed primarily for individuals looking to protect themselves.
However, we understand that family comes first. That’s why you can also include other members of your household: your spouse and your children.
It’s an excellent way to keep your entire family protected under a single policy, offering security wherever you are, from Bilbao to the Canary Islands.
MGS Digital Protection offers a complete solution that protects the main entry points in the event of a digital security incident caused by third parties.
It does this through digital security incident protection and management coverages supported by the best professionals, complemented by broad compensation coverages.
The complete solution is structured as follows:
• A first-level basic coverage that offers the services of the best specialists in the event of a digital security incident for its management. This coverage is extended to digital content that contributes to improving the company’s digital security awareness.
In addition, all IT equipment can be protected and monitored, and potential website vulnerabilities can be identified through the technical vulnerability report, using the Cyberprotection Guarantee.
• Optional coverages that reduce the economic impact on the insured in the event of a digital security incident caused by third parties, such as:
Legal services, image restoration, notification costs, data protection obligations, liability for the use and processing of information, activities on digital media, cyber extortion, network interruption and external service provider.
Although cloud services are primarily used for storing information, access to these services is typically done from a computer.
Of course. It’s essential to have security software installed on all devices in order to be able to provide the protection and constant monitoring service.
The installation of the malware protection software is very simple. The Policyholder will receive an email at the notification address (which they provided when taking out the policy) with a link to download it and instructions on how to proceed.
Yes. Although it can be kept as it is not incompatible, the old antivirus can be uninstalled, as the provided anti-malware protection software offers sufficient protection for computers against all types of malware.
No, because they have different functions.
The firewall is used to control that all communications between the company’s internal network and the Internet comply with established security policies.
From the website URL provided by the client, the analysis system crawls the links and analyses all content belonging to the same web domain.
All content that does not require an authentication or user verification mechanism to access is analysed.
The Technical Vulnerability Report will only be able to analyse web pages that are publicly accessible from the Internet and only content that does not require an authentication or user verification mechanism to access it, such as a private website or intranet.
Once the service is activated, the analysis of the client’s website will be scheduled periodically. It is expected that this assessment will be carried out at least twice a year, approximately every six months.
Subject to feasibility criteria determined by professionals on a case-by-case basis, a service is offered for any type of cybersecurity incident affecting the Insured’s computer systems.
Depending on the nature of the incident, and always subject to the feasibility criteria established by the professionals, some cases may be fully resolved remotely by the cybersecurity experts provided by MGS, while others will require the intervention of the Insured’s qualified personnel to carry out the necessary actions.
In the event of a cybersecurity incident, the cybersecurity experts who constantly monitor the computers are likely to detect it and contact the Insured to initiate the sequence of actions necessary to resolve it.
If, due to the nature of the incident, it is not detected by the monitoring, the Insured must contact MGS as soon as they detect it at the telephone number 917 572 404, where they will be assisted 24 hours a day, 365 days a year.
The sequence of actions taken in the event of a cybersecurity incident is as follows:
Given that cybersecurity must be constantly evolving, lessons are learned from each cybersecurity incident in order to integrate them and improve the protection system.
The MGS Cybersecurity service is distinguished by a complete incident prevention and management service, which, in most cases, will be proactive on the part of Ackcent. Response times will be as short as possible, as time is of the essence in these situations.
Yes. In cybersecurity, zero risk does not exist, as is the case for virtually all the risks that surround us.
However, thanks to the services offered by MGS Cybersecurity, the main cyber risks to which any company is exposed are minimised, regardless of its sector or specificities.
Yes. It is necessary to install anti-malware software on all computers, even those that are used as servers.
Car Insurance | Home Insurance | Shared Building Insurance | Cybersecurity | Travel
In accordance with current regulations regarding Personal Data Protection, we inform you that your data will be incorporated into the processing system owned by GABINET SENIA & ASSOCIATS SL, with CIF B17580291 and registered office at Carrer SENIA DEL BARRAL 63, 17310 LLORET DE MAR, in order to respond to your requests.
In compliance with current regulations, GABINET SENIA & ASSOCIATS SL informs you that the data will be kept for the period strictly necessary to comply with the aforementioned precepts. GABINET SENIA & ASSOCIATS SL informs you that it will process the data in a lawful, fair, transparent, adequate, relevant, limited, accurate and up-to-date manner. 1 Therefore, GABINET SENIA & ASSOCIATS SL undertakes to take all reasonable measures to ensure that they are deleted or rectified without delay when they are inaccurate.
In accordance with the rights conferred on you by current data protection regulations, you may exercise your rights of access, rectification, limitation of processing, erasure, portability and objection to the processing of your personal data and to the consent given for their processing, by addressing your request to the postal address indicated above or to the email address administracio@gabinetsenia.com. You can contact the competent Control Authority to submit the claim you deem appropriate.
PRIVACY POLICY SUMMARY
We detail the treatment of your data:
We process the collection of fees set by the Community, which you can make by direct debit to your account or by bank transfer to your Community account or by bank deposit into your Community account.
We do not handle cash payments at our offices.
