Sènia del Barral 63

17310 Lloret de Mar

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How to choose the health insurance you need

Choosing a health insurance plan can be a headache. There are so many options, coverages, and prices that sometimes we don’t even know where to start. But don’t worry, at Gabinet Senia we’re here to give you the information you need.

In this article, you’ll find some tips to consider when selecting the health insurance that best suits your needs and your budget.

What kind of health insurance do you need?

Before diving into the task of comparing health insurance plans, it’s important to be clear about the type of coverage you’re looking for.

Some basic questions to ask yourself

  • Do you need health insurance with a wide range of medical professionals?
  • Would you prefer to have the freedom to choose your own specialists?
  • Are you looking for health insurance that includes wellness services such as acupuncture or physiotherapy?

 

Once you’re clear about what you need, you can start comparing different options. And that’s where MGS Salud Selección and MGS Salud Mix come in.

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Types of health insurance offered by MGS

MGS Seguros offers you two health insurance options so you can choose the one that best suits your needs:

  • MGS Salud Selección: If you’re looking for insurance with a wide range of medical professionals, this is the option for you. You’ll have access to an extensive network of professionals and health centres of renowned prestige.

 

  • MGS Salud Mix: Do you prefer the freedom to choose your own specialists? With MGS Salud Mix you can combine the medical panel with the reimbursement of expenses. You decide!

Advantages of MGS Salud Selección and Mix

  • Flexibility: Adapt your coverage to your needs.
  • Simplicity: Access medical services with your personal card. 💳
  • 24/7 online assistance: Resolve your medical queries by chat or video call without waiting. 👩💻
  • Wellness services: Enjoy discounts on acupuncture, homeopathy, osteopathy, and chiropractic.

Frequently asked questions about health insurance

We know that choosing health insurance can raise many questions. Here are some of the most frequently asked questions when choosing a health insurance policy:

When does my health insurance come into effect?

Normally, from the first day of contracting, although some benefits may be subject to waiting periods.

What are waiting periods?

These are periods of time that you must wait before you can access certain benefits, such as hospitalization or surgical procedures.

Does health insurance cover pregnancy?

It depends on the insurance and the conditions of the policy. It’s important to be well informed before contracting it.

What requirements must I meet to contract health insurance?

Generally, being of legal age and being in good health.

If I use the insurance a lot, will I pay more?

No, the insurance premium is calculated based on your profile and the coverages contracted, not on the use you make of it.

What coverage do I have abroad?

Most health insurance includes coverage for assistance on trips abroad, but it’s important to check the conditions of the policy.

Looking for health insurance? Find the perfect option for you!

At Gabinet Senia we advise you and help you find the best health insurance option, the one that guarantees you first-class medical care at the most convenient price.

If you want to know more about the coverages of MGS Salud Selección and Mix, our Exclusive MGS Seguros Agent, Marc Piña, has all the information you need.

Discover our special offers with exclusive discounts.

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