Sènia del Barral 63

17310 Lloret de Mar

+34 972 367 436

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A guide to choosing the perfect insurance to protect your business

Every entrepreneur knows that the unexpected happens. A fire, a theft, a claim. To have peace of mind and prevent these events from becoming a nightmare for your business, you need the right protection.

What type of insurance does your business need?

Not all businesses are the same, which is why there are different types of insurance for the self-employed and companies. Some of the most important are:

  • Public Liability: Covers damages that your company may cause to third parties, whether through your activity, your products or your employees.
  • Property Damage: Protects your assets (building, machinery, furniture, others) against risks such as fire, theft, flood or atmospheric phenomena.
  • Business Interruption: Compensates you for financial losses suffered if your business is forced to close temporarily due to an event covered by the policy.
  • Theft: Covers the theft of goods, as well as damage caused by theft, including cash, goods in shop windows and even employee dishonesty.

How to choose the best insurance option for your business?

Whether you are self-employed or a company, choosing the right insurance can be complicated. To get it right, you need to consider:

  • Your activity: What are the specific risks of your sector?
  • The size of your company: Are you self-employed, an SME or a large company?
  • Your assets: What do you need to insure? Premises, machinery, stock, others?
  • Your budget: How much can you invest in your peace of mind?

Tips to save on your business insurance

  • Compare: Don’t just settle for the first offer.
  • Adjust the cover: Only take out what you really need.
  • Excess: Increasing the excess can reduce the premium.
  • Prevention: Implement security measures in your company.

There are modular insurance policies that allow you to choose the cover you need, such as:

  • Extraordinary risks: Covers damage caused by terrorism, vandalism or natural phenomena such as earthquakes or floods.
  • Glass breakage: Covers the breakage of windows, shop windows and even signs.
  • Machinery and electronic equipment: Covers damage to equipment essential to your business.
  • Premises Liability: Covers damage to the premises if you are a tenant.

Looking for insurance for your business? Don't hesitate, insure your future!

At Gabinet Senia we advise you and help you find the best insurance option for your company, which guarantees the cover your business needs.

If you want to know more about MGS self-employed or a companies policies, our Exclusive Agent of MGS Seguros, Marc Piña, has all the information you need.

Discover our special offers with exclusive discounts for Small Businesses and Active Commerce. Promotion valid until 31 December 2024.

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