Sènia del Barral 63

17310 Lloret de Mar

+34 972 367 436

Sunday & Monday : CLOSED

Life in Lloret de Mar, with its hidden coves and vibrant social life, is a privilege. Yet, amid this tranquility, it’s crucial to ensure the protection of our most valued asset: our family.

At Gabinet Senia & Associats, your trusted insurance broker in the Selva region, we understand this essential need. That’s why we offer you a flexible and customizable solution: MGS Vida Universal (MGS Universal Life).

Life is constantly changing, and your life insurance should adapt to these changes.

At Gabinet Senia & Associats, your trusted insurance broker in Lloret de Mar, we understand that protecting your family is the absolute top priority.

That’s why, as exclusive agents for MGS Seguros, we offer you MGS Vida Universal: a flexible life policy designed to adapt to your evolving needs and guarantee the financial security of your loved ones, whether you live in Lloret de Mar or any other part of the Selva region.

You are the economic pillar of your home. With MGS Vida Universal, should any unforeseen event occur, such as total disability or death, we make sure your family can maintain their standard of living without financial worries.

Living on the Costa Brava means having an active lifestyle. Whether you’re self-employed with your own business in Lloret de Mar, or part of a family that enjoys outdoor activities, the MGS Vida Universal insurance adapts to your pace. Beyond the basic coverage, you can add optional guarantees, such as:

  • Protection for traffic and work-related accidents: A vital coverage if you are constantly on the move in the area.

  • Guaranteed monthly income: Ensures financial stability for your family during a specific period, helping them face the future without haste.

  • Hospitalization allowance: Additional financial aid during delicate health moments.

This flexibility allows us to design a customized life insurance policy that truly protects you in your day-to-day life, whether you’re at Fenals beach or working in the center of Blanes or Tossa de Mar.

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Don’t settle for generic solutions. With us, you’ll get tailor-made protection with the best guarantees.

  • Flexible and Customized Coverage: This life insurance is fully adaptable. You can expand the coverage for accidents, add a guaranteed monthly income, or even include a hospitalization allowance. We adapt to your lifestyle, whether it’s on the streets of Lloret de Mar or anywhere on the Costa Brava.

 

  • Essential Financial Support: In the event of death or permanent disability, the policy provides you with an insured capital sum and a monthly income. This allows your family to maintain their stability and cover their future needs.

 

  • Tailored Monthly Income: You decide the amount of the monthly income and the duration of the payments (10, 15, or 20 years) that best suit your family. Furthermore, you can choose to increase it by 3% annually to maintain its purchasing power.

 

  • Access to the Best International Medical Opinion: For your peace of mind, the policy includes a second medical opinion service. This gives you access to the best international experts for complex diagnoses, directly from our office in Lloret de Mar.

 

  • Comprehensive Family Protection: We want to protect your entire family. That’s why you can include your spouse and children in the same policy, simplifying management and guaranteeing the security of all members of your household.

 

  • Mandatory Death Coverage: As the fundamental core of any life policy, coverage for death by any cause is an essential guarantee that we include in your insurance.

At Gabinet Sènia Associats, your trusted insurance brokerage in Lloret de Mar and La Selva, we work with the best companies, such as MGS Seguros, to offer you the peace of mind you deserve. Trust your local brokerage for lasting security.

It’s natural to have doubts when taking out such an important insurance policy. For this reason, here we resolve some of the most common questions:

  • What is MGS Vida Universal and what is its main objective? MGS Vida Universal is a flexible life insurance policy, designed to adapt to changes in the insured’s life and protect the financial well-being of their family. Its main objective is to guarantee the financial security of loved ones in the event of unforeseen circumstances such as total disability or death, allowing them to maintain their standard of living without disruption.
  • What makes MGS Vida Universal a “flexible” policy? The flexibility of MGS Vida Universal is evident in its ability to customize the coverage according to the specific needs of the insured. It’s possible to expand the coverage to include accidents (even those involving motorcycles/mopeds and non-high-risk sports), add a guaranteed monthly income or a hospitalization subsidy, and even include the spouse and children in the same policy.

  • What financial benefits does MGS Vida Universal offer to the insured’s family? In the event of the insured’s death or permanent and absolute disability, MGS Vida Universal provides the family with an insured capital sum and a monthly income. The amount and duration of this income (10, 15, or 20 years) can be chosen by the insured. Furthermore, this income can even be increased by 3% annually to maintain purchasing power, thus ensuring the family’s financial stability.

  • What is the international medical second opinion service and how does it benefit me? The international medical second opinion service included in MGS Vida Universal allows the insured to access the opinion of global specialists for complex diagnoses. This benefit provides peace of mind by having the support of world-renowned medical experts, ensuring quality medical care and additional support during crucial times.

  • Can I include other members of my family in my MGS Vida Universal policy? Yes, with MGS Vida Universal you have the option to include your spouse and children on the same policy. This simplifies the management of family insurance and ensures that all household members have the necessary financial protection, offering comprehensive security for the entire family.

  • Is there any mandatory coverage when taking out a life insurance policy with MGS Vida Universal? Yes, Death Coverage for Any Cause is an unavoidable and mandatory guarantee when contracting a life insurance policy like MGS Vida Universal. This fundamental clause is the pillar of the policy, ensuring financial protection and support for loved ones during the most difficult times, regardless of the cause of death.

  • Where can I purchase MGS Vida Universal and get more information? MGS Vida Universal can be purchased through exclusive MGS Seguros agents, such as Gabinet Sènia Associats in Lloret de Mar and the Selva region. They offer personalized advice to design the policy that best suits your needs and those of your family, taking advantage of promotions like discounts of up to 35%.

Blog Gabinet Senia & Associats_MGS Vida Universal_en_A life policy that evolves with you and your family

Don’t wait any longer to protect the ones you love most. Come and visit us at our office in Lloret de Mar, and we’ll help you design a life insurance policy that perfectly adapts to your needs and your Costa Brava lifestyle.

Don’t miss out on this opportunity! Click here for more information or visit us to take advantage of our promotion, valid until September 30, 2025, with discounts of up to 35% on Life and Accident Insurance. Your peace of mind is our priority.

Contact MGS Seguros and Gabinet Sènia Associats in Lloret de Mar to secure your future and that of your family. We are here to help you find the perfect solution.

At Gabinet Sènia Associats, we support you throughout the entire process, from the moment you visit us at our office in Lloret de Mar until the management of any procedure. Our collegiate management and legal advisory service guarantee you the highest level of professionalism.

We understand that the decision to take out a life insurance policy is an important one. That’s why we offer you the opportunity to benefit from an international second medical opinion, a high-value service that gives you access to the world’s best experts for the most complex diagnoses. This is the quality you expect from your local insurance broker.

Want to know more about MGS policies, with our Exclusive MGS Insurance Agent, Marc Piña? Discover our special offers!

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We do not handle cash payments at our offices.

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PRIVACY POLICY SUMMARY

We detail the treatment of your data:

View our Privacy policy
  • Purpose: Respond to your inquiries and / or requests.
  • Conservation period: As long as the consent given lasts.
  • Legitimate basis: The consent of the interested party.
  • Data typology: Merely identifying data.
  • Cessions: None.
  • International transfers: Not foreseen.
  • Profiling: Not foreseen.

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